Lead Product Manager, Everyday Banking

The Company


Our client is an ambitious and progressive financial services organisation redefining what modern banking should feel like.

With a strong focus on simplicity, innovation and seamless digital experiences, they are continually raising the bar for everyday banking.


Driven by curiosity and a genuine customer-first mindset, this is a business that moves with pace, challenges the status quo and isn't afraid to do things differently.

Their collaborative culture empowers teams to think boldly, act decisively and deliver meaningful outcomes that truly resonate with customers.


The Opportunity


An exciting opportunity has arisen for a Lead Product Manager to to join the Everyday Banking team, supporting deposit, transaction, offset and overdraft products across both established portfolios and a newly digital offering.


This is a high-impact role where you will work closely with the Product Lead of Everyday Banking and Product Managers to optimise existing products, drive pricing strategy and enhance customer experience, while also helping scale and refine a new proposition that has generated significant buzz in market.


You will play a critical part in balancing customer outcomes with commercial performance, ensuring sustainable growth across both mature and emerging product lines.


Key Responsibilities




  • Everyday Banking Product Management - Oversee transaction, savings and overdraft products, ensuring strong product-market fit and clear audience alignment across retail and small business segments.




  • Pricing Strategy & Optimisation - Lead pricing initiatives across deposit and overdraft portfolios, monitoring market dynamics and recommending changes to drive competitiveness and sustainable growth.




  • Commercial & Balance Sheet Performance - Optimise P&L, return on capital and balance sheet outcomes through product mix, feature refinement and customer usage strategies.




  • Customer Experience Excellence - Enhance digital journeys and key banking moments to drive engagement, satisfaction and long-term customer value.




  • Data-Driven Decision Making - Leverage analytics, forecasting and performance reporting to generate actionable insights and inform strategic product decisions.




  • Stakeholder & Risk Management - Collaborate cross-functionally to deliver product initiatives while ensuring financial, credit and non-financial risks are managed in line with governance standards.




Ideal Experience




  • Strong background in deposit and everyday banking product management within financial services




  • Proven experience in pricing strategy and commercial optimisation




  • Deep understanding of transaction accounts, offsets and overdrafts




  • Experience managing both established product portfolios and scaling newer propositions




  • Strong financial acumen with forecasting and performance reporting capability




  • Advanced analytical skills, with strong Excel proficiency




  • Ability to operate autonomously while collaborating effectively across teams




  • Experience within a growth-focused or challenger-style environment is highly regarded




Why Apply




  • Work across both a well-established banking portfolio and an exciting new product generating strong market interest




  • Play a pivotal role in shaping everyday banking experiences for retail and small business customers




  • Influence pricing, performance and digital customer journeys in a competitive landscape




  • Join a business investing heavily in innovation, customer outcomes and sustainable growth



  • Have the feel for a start up within a well established organisation that will bring with it some amazing career growth


If you are passionate about everyday banking experience, pricing strategy and product evolution and enjoy working at the intersection of legacy optimisation and new product momentum, this could be the ideal next step in your career.

For a confidential chat reach out to Ryan on rclarke@parityconsulting.com.au


Whether you are a sports fanatic, shark diver or part-time antique collector, we celebrate your uniqueness.

Parity Consulting works with clients who embrace diverse and inclusive environments and empower their teams to bring their authentic whole self to work.

We encourage people with different beliefs, abilities, backgrounds and life experiences to contact us.

At Parity, we believe in people, not just data.

Every application is reviewed by a real person, ensuring your experience and individuality are genuinely valued throughout the recruitment process.




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